Lower Your Monthly Auto Loan Payment
Get or refinance your auto loan with rates as low as 4.49%APR1

Estimate Your Monthly Payments2
Why Choose Orange County's Federal Credit Union?
Low Rates
Rates as low as 4.99% APR¹
Flexible Terms
Up to 84 Months
Fast Approvals
Quick & Easy Process
Local Service
Serving Members in any County
How it Works:
Get Your Auto Loan in 3 Easy Steps

Apply Online
Fill out our quick application.

Get Approved
Receive your loan offer fast.

Drive Away
Buy or refinance your car.
What Our Members Say
"Saved me over $100 a month on my car loan!"
-Sarah J.
1 APR = Annual Percentage Rate. Payment example: For an auto loan with a 48-month term at 4.49% APR, the estimated monthly payment is $22.87 per $1,000 borrowed. All quoted rates include a 0.75% discount for borrowers who set up and receive a minimum direct deposit of $500 per month. If the required direct deposit is not set up or not received, the APR will be 0.75% higher. The rate may change if any of the terms or conditions change. Maximum financing up to 100% MSRP (new)/ Kelley Retail Blue Book (used) for First-Time Buyer Program. If your creditworthiness changes prior to the expiration of this approval, Orange Federal County's Credit Union reserves the right to withdraw the terms and conditions as stated in this email. The offer is subject to change or cancellation.
2 This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.




